TLU SA Financial Wellness Desk (Financial Wellbeing Desk)
The Financial Wellness Desk is a strategic coordination platform that connects TLU SA members with licensed and accredited financial and fiduciary specialists.
It forms part of TLU SA’s broader support framework and is designed to assist members in building structured, resilient financial frameworks that support both their current farming operations and long-term generational continuity.
Rather than functioning as a product provider, the Financial Wellness Desk serves as a trusted access point to professional expertise, ensuring that members receive appropriate, compliant and specialist guidance across all key areas of their financial lives.
What the Financial Wellness Desk Offers
Through a coordinated network of experienced and licensed specialists, members receive structured guidance and support in areas such as:
- Protecting farming assets and income streams
- Structuring estates for efficient intergenerational transfer
- Drafting legally compliant wills
- Building long-term investment strategies aligned with sustainability objectives
- Strategic guidance on medical scheme selection and structuring, aligned with healthcare needs, risk exposure and long-term affordability
Integrated Financial Support Framework
The Financial Wellness Desk forms part of an integrated support framework designed to address the full financial ecosystem of a farming operation.
Through TLU SA’s network of trusted partners, members may access support in the following areas:
1. Insurance & Financial Services
- Tailored insurance solutions aligned to agricultural risks
- Access to financial planning support
- Specialist short-term and long-term insurance guidance
2. Estate & Fiduciary Services
- Professional estate planning and wealth structuring
- Guidance on efficient wealth transfer across generations
- Fiduciary support aligned with long-term financial security
3. Employee & Labour-Related Financial Support
- Access to appropriate and cost-effective employee benefit structures
- Support in aligning benefits with labour legislation requirements
- Assistance in creating sustainable and competitive workforce solutions
4. Investment Assistance
- Guidance on sustainable investment planning
- Structuring of financial solutions aligned with long-term viability
Who Can Access These Services
These services are available to:
- TLU SA members
- Affiliates and associated individuals
Overall Purpose
The Financial Wellness Desk exists to:
- Strengthen the financial resilience of members
- Provide access to trusted, licensed financial expertise
- Support long-term sustainability within the agricultural sector
Kobus Oberholster
Head: Financial Wellness Desk – TLU SAFinancial Planner since 2001
With more than two decades of experience, Kobus brings structured insight, discipline and long-term thinking to every conversation. His approach is clear: "Structure reduces risk. Planning protects generations."
Take control of your financial foundation
Contact the Financial Wellness Desk for a confidential discussion or independent second opinion.
Contact the Desk
